Financing Options

No Credit Needed Programs

With our no credit score requirement and easy application process, you can furnish the home of your dreams today! Enjoy your new furniture immediately while making affordable payments. Our no credit needed program is available for all furniture, from dining room sets to living room tables, right here in Escondido, CA. We partner with Snap Finance, Acima, Koalafi, American First Finance, and Kafene to offer you a variety of flexible financing options.

Payment Details

  • No Down Payment: Available for select vendors.
  • Affordable Payments: Spread over an 18-month period.
  • Custom Payment Schedule: Tailored to fit your needs.
  • 90-Day No Interest: Plus, additional buyout options.
  • No Prepayment Penalty: Pay off early with no extra fees.
  • No Annual Fee: Enjoy our financing without hidden costs.

Special Financing for Well-Qualified Buyers

  • 12 Months Deferred Interest with TD Bank: Take advantage of interest-free payments for a full year.
  • 6 Months Deferred Interest with Fortiva: Enjoy six months of deferred interest.

90-Day Layaway Program

Our in-store layaway program offers a convenient option for future purchases. Make regularly scheduled payments and take home your furniture once the final payment is made. This program allows you to plan ahead and secure the items you love.

Experience flexible and hassle-free financing with us today!